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<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-06-09-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>3133-AD41</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>201110</PUBLICATION_ID>
            <PUBLICATION_TITLE>The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>3133</CODE>
            <NAME>National Credit Union Administration</NAME>
            <ACRONYM>NCUA</ACRONYM>
        </AGENCY>
        <RULE_TITLE>Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance</RULE_TITLE>
        <ABSTRACT><![CDATA[The National Credit Union Administration, in conjunction with the Office of the Comptroller of the Currency, the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, and the Farm Credit Administration (collectively, the Agencies), has revised the Interagency Questions and Answers Regarding Flood Insurance to help financial institutions meet their responsibilities under the Federal flood insurance legislation and to increase public understanding of their flood regulations.  In addition to the completed revisions, the National Credit Union Administration and the Agencies finalized several new and revised questions and answers in the Interagency Questions and Answers Regarding Flood Insurance addressing insurable value and forced placement of flood insurance.]]></ABSTRACT>
        <PRIORITY_CATEGORY>Info./Admin./Other</PRIORITY_CATEGORY>
        <RIN_STATUS>Previously Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Proposed Rule Stage</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <CFR_LIST>
            <CFR>12 CFR 760</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 USC 1757</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1789</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 USC 4012a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 USC 4104a to 4104b</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 USC 4106</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 USC 4128</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>03/21/2008</TTBL_DATE>
                <FR_CITATION>73 FR 15259</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM Comment Period End</TTBL_ACTION>
                <TTBL_DATE>05/20/2008</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Final Rule</TTBL_ACTION>
                <TTBL_DATE>07/21/2009</TTBL_DATE>
                <FR_CITATION>74 FR 35914</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>07/21/2009</TTBL_DATE>
                <FR_CITATION>74 FR 35914</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM Comment Period End</TTBL_ACTION>
                <TTBL_DATE>09/21/2009</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Second NPRM</TTBL_ACTION>
                <TTBL_DATE>12/00/2011</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Second NPRM Comment Period End</TTBL_ACTION>
                <TTBL_DATE>02/00/2012</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Final Action</TTBL_ACTION>
                <TTBL_DATE>06/00/2012</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <FURTHER_INFO_URL>www.reginfo.gov/public/do/eAgendaMain</FURTHER_INFO_URL>
        <PUBLIC_COMMENT_URL>ncua.gov/Resources/RegulationsOpinionsLaws/ProposedRegulations.aspx</PUBLIC_COMMENT_URL>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <RELATED_RIN_LIST>
            <RELATED_RIN>
                <RIN>3052-AC46</RIN>
                <RIN_RELATION>Related to</RIN_RELATION>
            </RELATED_RIN>
        </RELATED_RIN_LIST>
        <RELATED_AGENCY_LIST>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>1557</CODE>
                    <NAME>Comptroller of the Currency</NAME>
                    <ACRONYM>OCC</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>7100</CODE>
                    <NAME>Federal Reserve System</NAME>
                    <ACRONYM>FRS</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>3064</CODE>
                    <NAME>Federal Deposit Insurance Corporation</NAME>
                    <ACRONYM>FDIC</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>1550</CODE>
                    <NAME>Office of Thrift Supervision</NAME>
                    <ACRONYM>OTS</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>3052</CODE>
                    <NAME>Farm Credit Administration</NAME>
                    <ACRONYM>FCA</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
        </RELATED_AGENCY_LIST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Pamela</FIRST_NAME>
                <LAST_NAME>Yu</LAST_NAME>
                <TITLE>Special Counsel to the General Counsel</TITLE>
                <AGENCY>
                    <CODE>3133</CODE>
                    <NAME>National Credit Union Administration</NAME>
                    <ACRONYM>NCUA</ACRONYM>
                </AGENCY>
                <PHONE>703 518-6540</PHONE>
                <FAX>703 518-6569</FAX>
                <EMAIL>pyu@ncua.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>1775 Duke Street,</STREET_ADDRESS>
                    <CITY>Alexandria</CITY>
                    <STATE>VA</STATE>
                    <ZIP>22314</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
