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NCUA RIN: 3133-AE04 Publication ID: 2012 
Title: ●Appraisals for Higher-Risk Mortgage Loans 
Abstract: Joint rulemaking to address the requirements for appraisals for higher-risk mortgage loans. 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 722   
Legal Authority: 12 USC 1757a    15 USC 1639(b)(4)(A)   
Legal Deadline:
Action Source Description Date
NPRM  Statutory  Statutory provision takes effect Jan. 21, 2013.  01/21/2013 

Overall Description of Deadline: Dodd-Frank Wall Street Reform and Consumer Protection Act amendment to the Truth in Lending Act that requires a joint rulemaking by the Federal banking agencies, NCUA, CFPB, and FHFA takes effect January 21, 2013.

Timetable:
Action Date FR Cite
NPRM  09/05/2012  77 FR 54722   
Final Action  01/00/2013 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
RIN Information URL: www.reginfo.gov/public/do/eAgendaMain  
RIN Data Printed in the FR: No 
Related Agencies: Joint: TREAS/OCC, FRS, CFPB, FHFA; 
Agency Contact:
Regina M. Metz
Senior Staff Attorney
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314
Phone:703 518-6561
Fax:703 518-6569
Email: rmetz@ncua.gov