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TREAS/OTS RIN: 1550-AB45 Publication ID: Fall 2002 
Title: Capital: Qualifying Mortgage Loan, Interest Rate Risk Component, and Miscellaneous Changes 
Abstract: OTS issued a rule finalizing its NPRM making miscellaneous changes to its capital regulations. The changes eliminate unnecessary capital burdens and align OTS capital regulations more closely to those of the other banking agencies. 
Agency: Department of the Treasury(TREAS)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 567   
Legal Authority: 12 USC 1462    12 USC 1462a    12 USC 1463    12 USC 1464    12 USC 1467a    ...   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  03/15/2001  66 FR 15049   
NPRM Comment Period End  05/14/2001    
Final Rule  05/10/2002  67 FR 31722   
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
Agency Contact:
Teresa Scott
Senior Project Manager
Department of the Treasury
Office of Thrift Supervision
1700 G Street NW.,
Washington, DC 20552
Phone:202 906-6478

David Riley
Senior Analyst, Capital Policy
Department of the Treasury
Office of Thrift Supervision
1700 G Street NW.,
Washington, DC 20552
Phone:202 906-6669

Michael D. Solomon
Director, Risk Management
Department of the Treasury
Office of Thrift Supervision
1700 G Street NW.,
Washington, DC 20552
Phone:202 906-5654