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FRS RIN: 7100-AD23 Publication ID: Fall 2008 
Title: ●Regulation H & D--Risk-Based Capital Guidelines; Capital Adequacy Guidelines: Standardized Framework (Docket No. R-1318) 
Abstract: On July 29, 2008, the Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, and Office of Thrift Supervision (collectively, the agencies) proposed a new risk-based capital framework (standardized framework) based on the standardized approach for credit risk and the basic indicator approach for operational risk described in the capital adequacy framework titled "International Convergence of Capital Measurement and Capital Standards: A Revised Framework" released by the Basel Committee on Banking Supervision. The proposed standardized framework is designed to promote improved risk measurement processes and enhance risk sensitivity by better aligning minimum risk-based capital requirements with risk without imposing undue regulatory burden. The standardized framework generally would be available, on an optional basis, to banks, bank holding companies, and savings associations (banking organizations) that apply the existing Basel I-based general risk-based capital rules. The agencies are seeking comment on the proposed rule. The comment period ends on October 27, 2008. 
Agency: Federal Reserve System(FRS)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 208    12 CFR 225   
Legal Authority: 12 USC 24    12 USC 36    12 USC 1817(j)(13)    12 USC 1818   
Legal Deadline:  None
Timetable:
Action Date FR Cite
Board Requested Comment   07/29/2008  73 FR 43982   
Board Expects Further Action By  09/00/2009    
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: Businesses  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
William H Tiernay
Senior Supervisory Financial Analyst
Federal Reserve System
Division of Banking Supervision and Regulation,
Phone:202 872-7579