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FDIC RIN: 3064-AC97 Publication ID: Spring 2009 
Title: Community Reinvestment Act; Interagency Questions and Answers Regarding Community Reinvestment; Notice 
Abstract: The OCC, Board, FDIC, and OTS (the agencies) are adopting as final the Interagency Questions and Answers Regarding Community Reinvestment (Questions and Answers) that were proposed on July 11, 2007. In response to comments received, the agencies clarified several of the new and revised questions and answers that were proposed and are withdrawing the proposed revisions to an existing question and answer. Also, in response to comments we received, the agencies are proposing a new question and answer that would provide examples of how an institution can determine that community services it provides are targeted to low- and moderate-income individuals. The agencies are also proposing to revise two existing questions and answers to allow pro rata consideration in certain circumstances for an activity that provides affordable housing targeted to low-or moderate income individuals. The agencies invite public comment on these proposed new and revised questions and answers. 
Agency: Federal Deposit Insurance Corporation(FDIC)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: No  Unfunded Mandates: No 
CFR Citation: None     (To search for a specific CFR, visit the Code of Federal Regulations.)
Legal Authority: Not Yet Determined   
Legal Deadline:  None
Timetable:
Action Date FR Cite
Notice  11/10/2005  70 FR 68450   
Notice Comment Period End  01/09/2006    
Second Notice  03/10/2006  71 FR 12424   
Third Notice  07/11/2007  72 FR 37922   
Third Notice Comment Period End  09/10/2007    
Fourth Notice  01/06/2009  74 FR 498   
Notice /Comment Period End  03/09/2009    
Fifth Notice  07/00/2009    
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
RIN Information URL: http://www.fdic.gov/regulations/laws/federal/propose.html   Public Comment URL: http://www.fdic.gov/regulations/laws/federal/propose.html  
RIN Data Printed in the FR: No 
Agency Contact:
Mira Marshall
Acting Chief CRA/Fair Lending
Federal Deposit Insurance Corporation
Washington, DC 20429
Phone:202 898-3912

Faye Murphy
Fair Lending Specialist
Federal Deposit Insurance Corporation
Washington, DC 20429
Phone:202 898-6613

Susan Van den Toorn
Counsel
Federal Deposit Insurance Corporation
550 17th Street NW.,
Washington, DC 20429
Phone:202 898-8707