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NCUA RIN: 3133-AD57 Publication ID: Spring 2009 
Title: ●Truth in Savings 
Abstract: In accordance with the Truth in Savings Act, 12 U.S.C. 4301 et seq., NCUA is amending 12 CFR part 707 to align its regulation with the Federal Reserve Board's Regulation DD, 12 CFR part 230. The rulemaking addresses electronic disclosure requirements regarding overdraft protection programs and will require all credit unions to disclose aggregate overdraft fees on periodic statements. The rule also clarifies balance disclosures provided to members through automated systems. 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
CFR Citation: 12 CFR 707   
Legal Authority: 12 USC 4311   
Legal Deadline:  None
Timetable:
Action Date FR Cite
Interim Final Rule  04/00/2009    
Interim Final Rule Comment Period End  06/00/2009    
Final Action  07/00/2009    
Final Action Effective  01/01/2010    
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: Businesses  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related RINs: Related to 7100-AD09, Related to 7100-AD21  Related Agencies: Common: FRS; 
Agency Contact:
Moisette I. Green
Staff Attorney, Office of General Counsel
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314-3428
Phone:703 518-6540
Fax:703 518-6319
Email: mgreen@ncua.gov