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NCUA RIN: 3133-AD41 Publication ID: Fall 2011 
Title: Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance 
Abstract: The National Credit Union Administration, in conjunction with the Office of the Comptroller of the Currency, the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, and the Farm Credit Administration (collectively, the Agencies), has revised the Interagency Questions and Answers Regarding Flood Insurance to help financial institutions meet their responsibilities under the Federal flood insurance legislation and to increase public understanding of their flood regulations. In addition to the completed revisions, the National Credit Union Administration and the Agencies finalized several new and revised questions and answers in the Interagency Questions and Answers Regarding Flood Insurance addressing insurable value and forced placement of flood insurance. 
Agency: National Credit Union Administration(NCUA)  Priority: Info./Admin./Other 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 760   
Legal Authority: 12 USC 1757    12 USC 1789    42 USC 4012a    42 USC 4104a to 4104b    42 USC 4106    42 USC 4128   
Legal Deadline:  None
Action Date FR Cite
NPRM  03/21/2008  73 FR 15259   
NPRM Comment Period End  05/20/2008    
Final Rule  07/21/2009  74 FR 35914   
NPRM  07/21/2009  74 FR 35914   
NPRM Comment Period End  09/21/2009    
Second NPRM  12/00/2011    
Second NPRM Comment Period End  02/00/2012    
Final Action  06/00/2012    
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Information URL:   Public Comment URL:  
RIN Data Printed in the FR: No 
Related RINs: Related to 3052-AC46  Related Agencies: Joint: TREAS/OCC, FRS, FDIC, TREAS/OTS, FCA; 
Agency Contact:
Pamela Yu
Senior Staff Attorney
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314
Phone:703 518-6540
Fax:703 518-6569

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