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NCUA RIN: 3133-AE18 Publication ID: Spring 2014 
Title: Loans in Areas Having Special Flood Hazards 
Abstract: The Comptroller of the Currency, Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Farm Credit Administration, and National Credit Union Administration (collectively, the Agencies) proposed to amend their regulations regarding loans in areas having special flood hazards to implement the provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 (the Act). Among other statutorily mandated provisions, the proposal would establish requirements pursuant to section 100209 of the Act with respect to the escrow of flood insurance payments, section 100239 of the Act with respect to the acceptance of private flood insurance coverage, and section 100244 of the Act with respect to force-placed insurance. The proposal also would clarify the Agencies' flood insurance regulations with respect to other amendments made by the Act. In addition, the Agencies proposed several nonsubstantive technical corrections. The Agencies are considering the public comments and will move forward to finalize the rule. 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 760   
Legal Authority: 12 USC 93a    12 USC 1462a    12 USC 1463 to 1464    42 USC 4012a    42 USC 4104a to 4104b    42 USC 4106    42 USC 4128    42 USC 5412(b)(2)(B)   
Legal Deadline:  None
Action Date FR Cite
NPRM  10/30/2013  78 FR 65108   
NPRM Comment Period End  12/10/2013 
Final Action  05/00/2014 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
RIN Information URL:  
RIN Data Printed in the FR: No 
Related Agencies: Joint: TREAS/OCC, FRS, FDIC, FCA; 
Agency Contact:
Sarah Chung
Staff Attorney
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314
Phone:703 518-1178
Fax:703 518-6569

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