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CFPB RIN: 3170-AA41 Publication ID: Spring 2014 
Title: Debt Collection Rule 
Abstract: The Federal government for many years has received more consumer complaints about debt collectors than about any other single industry. See Consumer Financial Protection Bureau, Fair Debt Collection Practices Act: CFPB Annual Report (March 20, 2013), at 14. The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from engaging in unfair, deceptive, abusive, and other unlawful collection practices, but no Federal agency was vested with authority to issue general implementing regulations prior to the creation of the CFPB. The CFPB is considering whether rules governing the collection of debts are warranted under the FDCPA or other CFPB authorities, and, if so, what types of rules would be appropriate. Rulemaking might include disclosures or address acts or practices in connection with debt collection activities. On November 12, 2013, the CFPB issued an advance notice of proposed rulemaking seeking comment, data, and information from the public about debt collection practices and in January 2014, the CFPB extended the comment period to February 28, 2014. 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Prerule Stage 
Major: Undetermined  Unfunded Mandates: No 
CFR Citation: Not Yet Determined (To search for a specific CFR, visit the Code of Federal Regulations.
Legal Authority: Not Yet Determined 
Legal Deadline:  None
Timetable:
Action Date FR Cite
ANPRM  11/12/2013  78 FR 67847 
Comment Period Extended  01/14/2014  79 FR 2384 
ANPRM Comment Period End  02/28/2014   
Prerule Activities  12/00/2014   
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Thomas Pahl
Office of Regulations
Consumer Financial Protection Bureau
Phone:202 435-7700

 
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