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TREAS/OCC RIN: 1557-AD67 Publication ID: Spring 2015 
Title: Loans in Areas Having Special Flood Hazards 
Abstract:

The OCC, FRB, FDIC, FCA, and NCUA proposed revisions to their regulations regarding loans in areas having special flood hazards to implement provisions of the Biggerts-Waters Flood Insurance Reform Act of 2012 relating to private flood insurance, escrow accounts, and force-placed insurance.  This proposal also included amendments to integrate the OCC's flood insurance rules for national banks and Federal savings associations.

 
Agency: Department of the Treasury(TREAS)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
CFR Citation: 12 CFR 22    12 CFR 172   
Legal Authority: 12 U.S.C. 93a    42 U.S.C. 4012a    12 U.S.C. 1462a    42 U.S.C. 4104a    42 U.S.C. 4104b    42 U.S.C. 4106    42 U.S.C. 4128    42 U.S.C. 5412(b)(2)(B)    12 U.S.C. 1463    12 U.S.C. 1464   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  10/30/2013  78 FR 65108   
NPRM Comment Period End  12/30/2013 
Final Action  12/00/2015 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related RINs: Related to 1557-AD84 
Agency Contact:
Melissa Lisenbee
Counsel
Department of the Treasury
Comptroller of the Currency
Chief Counsel's Office, 400 7th Street SW.,
Washington, DC 20219
Phone:202 649-7392
Email: melissa.lisenbee@occ.treas.gov

Heidi M. Thomas
Senior Counsel
Department of the Treasury
Comptroller of the Currency
Chief Counsel's Office, 400 7th Street SW.,
Washington, DC 20219
Phone:202 649-5490
Email: heidi.thomas@occ.treas.gov