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NCUA RIN: 3133-AE42 Publication ID: Spring 2015 
Title: Technical Amendments 
Abstract:

The Dodd-Frank Wall Street Reform and Consumer Protection Act repealed NCUA's rulemaking authority under the Federal Trade Commission Act. Accordingly, the NCUA Board repealed NCUA's rules governing unfair or deceptive acts or practices. The NCUA Board also made a number of technical amendments to other NCUA regulations to conform to the agency's current central and field office structures. Additionally, the NCUA Board amended NCUA's payday alternative loans regulation to replace all references to "short-term, small amount loans" and "STS loans" with corresponding references to "payday alternative loans" and "PAL loans." This rulemaking is completed.

 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 701    12 CFR 706    12 CFR 790   
Legal Authority: 12 U.S.C. 1752(5)    12 U.S.C. 1755 to 1759    12 U.S.C. 1761a to 1761b    12 U.S.C. 1766 to 1767    12 U.S.C. 1782    12 U.S.C. 1784    12 U.S.C. 1786 to 1787    12 U.S.C. 1789    12 U.S.C. 1795f    15 U.S.C. 1601 et seq.    15 U.S.C. 3717    42 U.S.C. 1981    42 U.S.C. 3601 to 3610    42 U.S.C. 4311 to 4312   
Legal Deadline:  None
Timetable:
Action Date FR Cite
Final Action  10/03/2014  79 FR 59627   
Final Action Effective  10/03/2014 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
RIN Information URL: www.ncua.gov/Legal/Regs/Pages/FIRegulations.aspx  
RIN Data Printed in the FR: No 
Agency Contact:
Frank Kressman
Associate General Counsel
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314
Phone:703 518-6540
Email: fkressman@ncua.gov