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TREAS/OCC RIN: 1557-AD67 Publication ID: Fall 2015 
Title: Loans in Areas Having Special Flood Hazards 
Abstract:

The OCC, FRB, FDIC, FCA, and NCUA proposed revisions to their regulations regarding loans in areas having special flood hazards to implement provisions of the Biggerts-Waters Flood Insurance Reform Act of 2012 relating to private flood insurance, escrow accounts, and force-placed insurance.  This proposal also included amendments to integrate the OCC's flood insurance rules for national banks and Federal savings associations.

 
Agency: Department of the Treasury(TREAS)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
CFR Citation: 12 CFR 22    12 CFR 172   
Legal Authority: 12 USC 93a    42 USC 4012a    12 USC 1462a    42 USC 4104a    42 USC 4104b    42 USC 4106    42 USC 4128    42 USC 5412(b)(2)(B)    12 USC 1463    12 USC 1464   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  10/30/2013  78 FR 65108   
NPRM Comment Period End  12/30/2013 
Final Rule  07/00/2016 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related RINs: Related to 1557-AD84 
Agency Contact:
Melissa Lisenbee
Counsel
Department of the Treasury
Comptroller of the Currency
Chief Counsel's Office, 400 7th Street SW.,
Washington, DC 20219
Phone:202 649-7392
Email: melissa.lisenbee@occ.treas.gov

Heidi M. Thomas
Senior Counsel
Department of the Treasury
Comptroller of the Currency
Chief Counsel's Office, 400 7th Street SW.,
Washington, DC 20219
Phone:202 649-5490
Email: heidi.thomas@occ.treas.gov