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The OCC, the FRB, and the CFPB are planning to publish final rules amending the official staff interpretations for their regulations that implement section 129H of the Truth in Lending Act (TILA). Section 129H of TILA establishes special appraisal requirements for ‘‘higher-risk mortgages,’’ termed ‘‘higher-priced mortgages’’ or ‘‘HPMLs’’ in the agencies’ regulations. The OCC, FRB, CFPB, FDIC, NCUA, and FHFA issued joint final rules implementing these requirements, effective January 18, 2014. The agencies’ rules exempted, among other loan types, transactions of $25,000 or less, and required that this loan amount be adjusted annually based on any annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPIW).  The final rule will make this required adjustment.