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The Federal Emergency Management Agency (FEMA) is considering the establishment of a disaster deductible that would require a predetermined level of financial or other commitment from a recipient, generally the State or Territorial government, before FEMA would provide assistance under the Public Assistance Program when authorized by a Presidential major disaster declaration. FEMA believes the deductible model would incentivize meaningful improvements in disaster planning, fiscal capacity, and risk mitigation, while contributing to more effective stewardship of taxpayer dollars. The deductible model would increase stakeholder investment and participation in disaster recovery and building to future risk, thereby strengthening our nation’s resilience to disaster events. FEMA seeks comment on all aspects of the deductible concept.