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CFPB | RIN: 3170-AA61 | Publication ID: Fall 2016 |
Title: Amendments to Federal Mortgage Disclosure Requirements Under the Truth in Lending Act (Regulation Z) | |
Abstract:
The Bureau of Consumer Financial Protection (Bureau) proposed various amendments to Federal mortgage disclosure requirements under the Real Estate Settlement Procedures Act and the Truth in Lending Act that are implemented in Regulation Z. The proposed amendments memorialize the Bureau's informal guidance on various issues and include clarifications and technical amendments. The Bureau is also proposing tolerance provisions for the total of payments, an adjustment to a partial exemption mainly affecting housing finance agencies and nonprofits, extension of coverage of the integrated disclosure requirements to all cooperative units, and guidance on sharing the disclosures with various parties involved in the mortgage origination process. |
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Agency: Consumer Financial Protection Bureau(CFPB) | Priority: Substantive, Nonsignificant |
RIN Status: Previously published in the Unified Agenda | Agenda Stage of Rulemaking: Final Rule Stage |
Major: Undetermined | Unfunded Mandates: No |
CFR Citation: 12 CFR 1024.5 12 CFR 1026.19 12 CFR 1026.36 12 CFR 1026.37 12 CFR 1026.38 | |
Legal Authority: 12 U.S.C. 2617 15 U.S.C. 1639B(e) 12 U.S.C. 5511 12 U.S.C. 5512 12 U.S.C. 5532 15 U.S.C. 1601 15 U.S.C. 1604 |
Legal Deadline:
None |
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Timetable:
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Regulatory Flexibility Analysis Required: No | Government Levels Affected: None |
Federalism: No | |
Included in the Regulatory Plan: No | |
RIN Data Printed in the FR: No | |
Agency Contact: David Friend Office of Regulations Consumer Financial Protection Bureau Phone:202 435-7700 |