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<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-04-28-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>1210-AB07</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>200904</PUBLICATION_ID>
            <PUBLICATION_TITLE>Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>1210</CODE>
            <NAME>Employee Benefits Security Administration</NAME>
            <ACRONYM>EBSA</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>1200</CODE>
            <NAME>Department of Labor</NAME>
            <ACRONYM>DOL</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Fiduciary Requirements for Disclosure in Participant-Directed Individual Account Plans</RULE_TITLE>
        <ABSTRACT><![CDATA[This rulemaking will ensure that the participants and beneficiaries in participant-directed individual account plans are provided the information they need, including information about fees and expenses, to make informed investment decisions.  The rulemaking may include amendments to the regulation governing ERISA section 404(c) plans (29 CFR 2550.404c-1).  The rulemaking is needed to clarify and improve the information currently required to be furnished to participants and beneficiaries.]]></ABSTRACT>
        <PRIORITY_CATEGORY>Economically Significant</PRIORITY_CATEGORY>
        <RIN_STATUS>Previously Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Long-Term Actions</RULE_STAGE>
        <MAJOR>Yes</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <CFR_LIST>
            <CFR>29 CFR 2550</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>29 USC 1104</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>29 USC 1135</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>Yes</RPLAN_ENTRY>
        <RPLAN_INFO>
            <STMT_OF_NEED><![CDATA[Given the potentially significant impact fees and expenses can have on retirement savings, understanding what and how fees and expenses are charged to 401(k) plans is essential to plan participants and beneficiaries in making informed investment decisions.]]></STMT_OF_NEED>
            <LEGAL_BASIS><![CDATA[Section 505 of ERISA provides that the Secretary may prescribe such regulations as she considers necessary and appropriate to carry out the provisions of title I of the Act, including section 404 of ERISA.]]></LEGAL_BASIS>
            <ALTERNATIVES><![CDATA[Alternatives will be considered following a determination of the scope and nature of the regulatory guidance needed by the public.]]></ALTERNATIVES>
            <COSTS_AND_BENEFITS><![CDATA[Preliminary estimates of the anticipated costs and benefits will be developed, as appropriate, following a determination regarding the alternatives to be considered.]]></COSTS_AND_BENEFITS>
        </RPLAN_INFO>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>Request for Information</TTBL_ACTION>
                <TTBL_DATE>04/25/2007</TTBL_DATE>
                <FR_CITATION>72 FR 20457</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Comment Period End</TTBL_ACTION>
                <TTBL_DATE>07/24/2007</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>07/23/2008</TTBL_DATE>
                <FR_CITATION>73 FR 43014</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM Comment Period End</TTBL_ACTION>
                <TTBL_DATE>09/08/2008</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Next Action Undetermined</TTBL_ACTION>
                <TTBL_DATE>To Be Determined</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>Undetermined</RFA_REQUIRED>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Katherine</FIRST_NAME>
                <LAST_NAME>Lewis</LAST_NAME>
                <MIDDLE_NAME>D.</MIDDLE_NAME>
                <TITLE>Senior Pension Law Specialist</TITLE>
                <AGENCY>
                    <CODE>1210</CODE>
                    <NAME>Employee Benefits Security Administration</NAME>
                    <ACRONYM>EBSA</ACRONYM>
                </AGENCY>
                <PHONE>202 693-8500</PHONE>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>Room N5669, 200 Constitution Avenue NW., FP Building, Room N-5655,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20210</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
