Acting Director, Office of Health Plan Standards and Compliance Assistance

1210-AC41 202510 The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions 1210 Employee Benefits Security Administration EBSA 1200 Department of Labor DOL Short-Term, Limited-Duration Insurance

This proposed rule would amend the definition of short-term, limited-duration insurance (STLDI) for purposes of exclusion from the definition of individual health insurance coverage under section 2791(b)(5) of the Public Health Service Act. The Departments continue to receive feedback from stakeholders expressing concerns that the current regulatory framework has created barriers to affordable coverage options for consumers who do not qualify for premium tax credits. While individuals who qualify for premium tax credits are largely insulated from significant premium increases, individuals who are not eligible for subsidies face financial challenges due to increased premiums in the individual market and few more affordable alternative coverage options. This rule would increase insurance options for consumers and provide greater flexibility in meeting their healthcare coverage needs

]]> Economically Significant First Time Published in The Unified Agenda Proposed Rule Stage Yes No Deregulatory Not Yet Determined PHS Act §§ 2791(b)(5) and 2792 EO 14219 No NPRM 08/00/2026 No Federal Undetermined No No 1210-AB86 Related to 1545-BO41 Related to 0938-AT48 Related to Elizabeth Schumacher Acting Director, Office of Health Plan Standards and Compliance Assistance 1210 Employee Benefits Security Administration EBSA 202 693-8339 200 Constitution Avenue NW, Suite N-5653, Washington DC 20210