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<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-04-28-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>1550-AC30</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>200904</PUBLICATION_ID>
            <PUBLICATION_TITLE>Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>1550</CODE>
            <NAME>Office of Thrift Supervision</NAME>
            <ACRONYM>OTS</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>1500</CODE>
            <NAME>Department of the Treasury</NAME>
            <ACRONYM>TREAS</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Fair Credit Reporting Affiliate Marketing Regulations; Identity Theft Red Flags and Address Discrepancies under the Fair and Accurate Credit Transactions Act of 2003</RULE_TITLE>
        <ABSTRACT><![CDATA[The Office of Thrift Supervision, together with the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporations, the Comptroller of the Currency, the National Credit Union Administration, and the Federal Trade Commission, plan to issue a final rule to make technical corrections to two previously-issued FACT Act rules.  The agencies are making one clarification to the model forms and one clarification to the instructions accompanying the model forms contained in the November 7, 2007 final rules to implement the affiliate marketing provisions of the Fair and Accurate Credit Transactions Act of 2003.  The agencies are also making a few technical corrections to the November 9, 2007 final rules to implement the identity theft red flags and address discrepancy provisions of the FACT Act.]]></ABSTRACT>
        <PRIORITY_CATEGORY>Substantive, Nonsignificant</PRIORITY_CATEGORY>
        <RIN_STATUS>First Time Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Final Rule Stage</RULE_STAGE>
        <MAJOR>Undetermined</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <CFR_LIST>
            <CFR>12 CFR 571</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 USC 1462a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1463</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1464</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1467a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1828</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1831p-1</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1881-1884</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681b</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681c</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681m</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681s</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681s-1</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681t</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681w</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 6801 and 6805</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>PL 108-159</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>Final Rule</TTBL_ACTION>
                <TTBL_DATE>04/00/2009</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <RELATED_AGENCY_LIST>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>7100</CODE>
                    <NAME>Federal Reserve System</NAME>
                    <ACRONYM>FRS</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>3064</CODE>
                    <NAME>Federal Deposit Insurance Corporation</NAME>
                    <ACRONYM>FDIC</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>1557</CODE>
                    <NAME>Comptroller of the Currency</NAME>
                    <ACRONYM>OCC</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>3133</CODE>
                    <NAME>National Credit Union Administration</NAME>
                    <ACRONYM>NCUA</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>3084</CODE>
                    <NAME>Federal Trade Commission</NAME>
                    <ACRONYM>FTC</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
        </RELATED_AGENCY_LIST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Suzanne</FIRST_NAME>
                <LAST_NAME>McQueen</LAST_NAME>
                <TITLE>Consumer Regulations Analyst, Compliance and Consumer Protection Division</TITLE>
                <AGENCY>
                    <CODE>1550</CODE>
                </AGENCY>
                <PHONE>202 906-6459</PHONE>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>1700 G Street NW.,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20552</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
            <CONTACT>
                <FIRST_NAME>Richard</FIRST_NAME>
                <LAST_NAME>Bennett</LAST_NAME>
                <TITLE>Senior Compliance Counsel, Regulations and Legislation Division</TITLE>
                <AGENCY>
                    <CODE>1550</CODE>
                </AGENCY>
                <PHONE>202 906-7409</PHONE>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>1700 G Street NW.,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20552</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
