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    <RIN_INFO>
        <RIN>1557-AC89</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>200904</PUBLICATION_ID>
            <PUBLICATION_TITLE>Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>1557</CODE>
            <NAME>Comptroller of the Currency</NAME>
            <ACRONYM>OCC</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>1500</CODE>
            <NAME>Department of the Treasury</NAME>
            <ACRONYM>TREAS</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Accuracy and Integrity of Information Furnished to a Consumer Reporting Agency</RULE_TITLE>
        <ABSTRACT><![CDATA[The OCC, FRB, FDIC, OTS, NCUA, and FTC plan to issue a final rule that will implement section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), relating to the accuracy and integrity of the information furnished to a consumer reporting agency and the ability of consumers to dispute information directly with persons who furnish information to a consumer reporting agency.]]></ABSTRACT>
        <PRIORITY_CATEGORY>Substantive, Nonsignificant</PRIORITY_CATEGORY>
        <RIN_STATUS>Previously Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Final Rule Stage</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <CFR_LIST>
            <CFR>12 CFR 41</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 USC 1 et seq</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 24(seventh)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 93a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 481</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 484</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1818</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681a to 1681c</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681m</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681s</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681s-2 and 1681s-3</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681t</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681w</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>sec 214, PL 108-159, 117 Stat 1952</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>ANPRM</TTBL_ACTION>
                <TTBL_DATE>03/22/2006</TTBL_DATE>
                <FR_CITATION>71 FR 14419</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>ANPRM Comment Period End</TTBL_ACTION>
                <TTBL_DATE>05/22/2006</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>12/13/2007</TTBL_DATE>
                <FR_CITATION>72 FR 70944</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM Comment Period End</TTBL_ACTION>
                <TTBL_DATE>02/11/2008</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Final Action</TTBL_ACTION>
                <TTBL_DATE>05/00/2009</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Patrick</FIRST_NAME>
                <LAST_NAME>Tierney</LAST_NAME>
                <MIDDLE_NAME>T.</MIDDLE_NAME>
                <TITLE>Counsel</TITLE>
                <AGENCY>
                    <CODE>1557</CODE>
                    <NAME>Comptroller of the Currency</NAME>
                    <ACRONYM>OCC</ACRONYM>
                </AGENCY>
                <PHONE>202 649-6291</PHONE>
                <EMAIL>patrick.tierney@occ.treas.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>Legislative and Regulatory Activities Division, 400 7th Street SW.,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20219</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
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