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    <RIN_INFO>
        <RIN>1557-AD24</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>201010</PUBLICATION_ID>
            <PUBLICATION_TITLE>The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>1557</CODE>
            <NAME>Comptroller of the Currency</NAME>
            <ACRONYM>OCC</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>1500</CODE>
            <NAME>Department of the Treasury</NAME>
            <ACRONYM>TREAS</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Community Reinvestment Act--Higher Education Act</RULE_TITLE>
        <ABSTRACT><![CDATA[The OCC, FRB, FDIC, and OTS are revising their rules implementing the Community Reinvestment Act. The revision would incorporate into their rules statutory language that requires the agencies, when assessing an institution's record of meeting community credit needs, to consider as a factor low-cost education loans provided by the financial institution to low-income borrowers. The revision also would incorporate statutory language that allows the agencies, when assessing an institution's record of meeting community credit needs, to consider as a factor capital investment, loan participation, and other ventures undertaken by non-minority-owned and non-women-owned financial institutions in cooperation with minority- and women-owned financial institutions and low-income credit unions.]]></ABSTRACT>
        <PRIORITY_CATEGORY>Other Significant</PRIORITY_CATEGORY>
        <RIN_STATUS>Previously Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Completed Actions</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <CFR_LIST>
            <CFR>12 CFR 25</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 USC 21 and 22</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 26 and 27</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 30</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 36</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 93a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 161</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 215 and 215a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 481</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1814 and 1816</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1828(c)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1835a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 2901 to 2908</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 3101 to 3111</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST>
            <LEGAL_DLINE_INFO>
                <DLINE_TYPE>Statutory</DLINE_TYPE>
                <DLINE_ACTION_STAGE>Final</DLINE_ACTION_STAGE>
                <DLINE_DATE>08/14/2009</DLINE_DATE>
                <DLINE_DESC>Final Regulations.</DLINE_DESC>
            </LEGAL_DLINE_INFO>
        </LEGAL_DLINE_LIST>
        <LEGAL_DLINE_OVERALL_DESC>Final regulations implementing statute must be issued by 8/14/2009.</LEGAL_DLINE_OVERALL_DESC>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>06/30/2009</TTBL_DATE>
                <FR_CITATION>74 FR 31209</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM Comment Period End</TTBL_ACTION>
                <TTBL_DATE>07/30/2009</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Final Action</TTBL_ACTION>
                <TTBL_DATE>10/04/2010</TTBL_DATE>
                <FR_CITATION>75 FR 61035</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Final Action Effective</TTBL_ACTION>
                <TTBL_DATE>11/03/2010</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Margaret</FIRST_NAME>
                <LAST_NAME>Hesse</LAST_NAME>
                <TITLE>Senior Counsel</TITLE>
                <AGENCY>
                    <CODE>1557</CODE>
                    <NAME>Comptroller of the Currency</NAME>
                    <ACRONYM>OCC</ACRONYM>
                </AGENCY>
                <PHONE>202 649-6219</PHONE>
                <EMAIL>margaret.hesse@occ.treas.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>Community and Consumer Law Division, 400 7th Street SW.,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20219</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
