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<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-04-06-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>1557-AD75</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>201410</PUBLICATION_ID>
            <PUBLICATION_TITLE>The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>1557</CODE>
            <NAME>Comptroller of the Currency</NAME>
            <ACRONYM>OCC</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>1500</CODE>
            <NAME>Department of the Treasury</NAME>
            <ACRONYM>TREAS</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Integration of National Bank and Savings Association Regulations: Interagency Rules</RULE_TITLE>
        <ABSTRACT><![CDATA[The OCC has combined certain rules issued by the OCC with respect to national banks and by the former OTS with respect to savings associations.  These rules relate to consumer protection in insurance sales, Bank Secrecy Act compliance, management interlocks, appraisals, disclosure and reporting of CRA-related agreements, and the Fair Credit Reporting Act.]]></ABSTRACT>
        <PRIORITY_CATEGORY>Substantive, Nonsignificant</PRIORITY_CATEGORY>
        <RIN_STATUS>Previously Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Completed Actions</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <CFR_LIST>
            <CFR>12 CFR 14</CFR>
            <CFR>12 CFR 21</CFR>
            <CFR>12 CFR 26</CFR>
            <CFR>12 CFR 34</CFR>
            <CFR>12 CFR 35</CFR>
            <CFR>12 CFR 41</CFR>
            <CFR>12 CFR 133</CFR>
            <CFR>12 CFR 136</CFR>
            <CFR>12 CFR 162</CFR>
            <CFR>12 CFR 164</CFR>
            <CFR>12 CFR 171</CFR>
            <CFR>12 CFR 196</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 USC 1 et seq</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 24 (seventh)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 25b</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 29</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 92</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 93a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 371</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1462a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1463</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1464</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1465</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1701j-3</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1818</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1828</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1828(o)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1831p-1</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1831x</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1831y</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1818 to 1884</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 3201 to 3208</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 3331 et seq</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 3401-3422</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 5412(b)(2)(B)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681m</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681s</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681t</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1681w</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>31 USC 5318</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>Final Action</TTBL_ACTION>
                <TTBL_DATE>05/16/2014</TTBL_DATE>
                <FR_CITATION>79 FR 28393</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Final Action Effective</TTBL_ACTION>
                <TTBL_DATE>06/16/2014</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Heidi</FIRST_NAME>
                <LAST_NAME>Thomas</LAST_NAME>
                <MIDDLE_NAME>M.</MIDDLE_NAME>
                <TITLE>Senior Counsel</TITLE>
                <AGENCY>
                    <CODE>1557</CODE>
                    <NAME>Comptroller of the Currency</NAME>
                    <ACRONYM>OCC</ACRONYM>
                </AGENCY>
                <PHONE>202 649-5490</PHONE>
                <EMAIL>heidi.thomas@occ.treas.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>Chief Counsel&apos;s Office, 400 7th Street SW,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20219</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
