<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-04-15-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>1557-AE42</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>201810</PUBLICATION_ID>
            <PUBLICATION_TITLE>The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>1557</CODE>
            <NAME>Comptroller of the Currency</NAME>
            <ACRONYM>OCC</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>1500</CODE>
            <NAME>Department of the Treasury</NAME>
            <ACRONYM>TREAS</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Appraisal Independence</RULE_TITLE>
        <ABSTRACT><![CDATA[<!DOCTYPE html>
<html>
<head>
</head>
<body>
<p>The OCC, FRB, FDIC, FHFA, and CFPB plan to issue a final rulemaking to ensure that real estate appraisers are free to use their independent professional judgment in assigning home values without influence or pressure from those with interests in the transactions. The rule also seeks to ensure that appraisers receive customary and reasonable payments for their services.</p>
</body>
</html>]]></ABSTRACT>
        <PRIORITY_CATEGORY>Substantive, Nonsignificant</PRIORITY_CATEGORY>
        <RIN_STATUS>First Time Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Long-Term Actions</RULE_STAGE>
        <MAJOR>Undetermined</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>Undetermined</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <EO_13771_DESIGNATION>Independent agency</EO_13771_DESIGNATION>
        <CFR_LIST>
            <CFR>12 CFR 34</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 U.S.C. 1 et seq.</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 25b</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 29</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 93a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 371</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1462a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1463</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1464</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1465</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1701j-3</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1828(o)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3331 et seq.</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 5101 et seq.</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 5412(b)(2)(B)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 U.S.C. 1639h</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>Next Action Undetermined</TTBL_ACTION>
                <TTBL_DATE>To Be Determined</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>Undetermined</RFA_REQUIRED>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>Undetermined</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>Undetermined</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Mitchell</FIRST_NAME>
                <LAST_NAME>Plave</LAST_NAME>
                <TITLE>Special Counsel</TITLE>
                <AGENCY>
                    <CODE>1557</CODE>
                    <NAME>Comptroller of the Currency</NAME>
                    <ACRONYM>OCC</ACRONYM>
                </AGENCY>
                <PHONE>202 649-6285</PHONE>
                <EMAIL>mitchell.plave@occ.treas.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>Chief Counsel&apos;s Office, 400 7th Street SW,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20219</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
