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    <RIN_INFO>
        <RIN>1557-AF30</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>202504</PUBLICATION_ID>
            <PUBLICATION_TITLE>Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>1557</CODE>
            <NAME>Comptroller of the Currency</NAME>
            <ACRONYM>OCC</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>1500</CODE>
            <NAME>Department of the Treasury</NAME>
            <ACRONYM>TREAS</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Community Reinvestment Act Regulations </RULE_TITLE>
        <ABSTRACT><![CDATA[<!DOCTYPE html>
<html>
<head>
</head>
<body>
<p>The OCC is proposing to rescind the Community Reinvestment Act (CRA) final rule published in the <em>Federal Register</em> on February 1, 2024, and reinstate its CRA regulation that existed prior to that date.</p>
</body>
</html>]]></ABSTRACT>
        <PRIORITY_CATEGORY>Substantive, Nonsignificant</PRIORITY_CATEGORY>
        <RIN_STATUS>First Time Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Proposed Rule Stage</RULE_STAGE>
        <MAJOR>Undetermined</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>Undetermined</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <EO_13771_DESIGNATION>Deregulatory</EO_13771_DESIGNATION>
        <CFR_LIST>
            <CFR>12 CFR 24</CFR>
            <CFR>12 CFR25</CFR>
            <CFR>12 CFR 35</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 U.S.C. 1</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 21</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 22</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 26</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 27</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 30</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 36</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 93a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 161</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 215</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 215a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C.481</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C.1462a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C.1463</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C.1464</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1818</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1828(c)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1831y</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1835a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 2901</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 2902</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 2903</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 2904</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 2905</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 2906</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 2907</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 2908</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3101</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3102</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3103</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3104</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3105</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3106</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3107</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3108</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3109</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3110</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3111</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 5412(b)(2)(B).</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>07/00/2025</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>Undetermined</RFA_REQUIRED>
        <SMALL_ENTITY_LIST>
            <SMALL_ENTITY>Businesses</SMALL_ENTITY>
        </SMALL_ENTITY_LIST>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <RELATED_AGENCY_LIST>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>3064</CODE>
                    <NAME>Federal Deposit Insurance Corporation</NAME>
                    <ACRONYM>FDIC</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
            <RELATED_AGENCY>
                <AGENCY>
                    <CODE>7100</CODE>
                    <NAME>Federal Reserve System</NAME>
                    <ACRONYM>FRS</ACRONYM>
                </AGENCY>
                <AGENCY_RELATION>Joint</AGENCY_RELATION>
            </RELATED_AGENCY>
        </RELATED_AGENCY_LIST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Heidi</FIRST_NAME>
                <LAST_NAME>Thomas</LAST_NAME>
                <MIDDLE_NAME>M.</MIDDLE_NAME>
                <TITLE>Senior Counsel</TITLE>
                <AGENCY>
                    <CODE>1557</CODE>
                    <NAME>Comptroller of the Currency</NAME>
                    <ACRONYM>OCC</ACRONYM>
                </AGENCY>
                <PHONE>202 649-5490</PHONE>
                <EMAIL>heidi.thomas@occ.treas.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>Chief Counsel&apos;s Office, 400 7th Street SW,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20219</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
            <CONTACT>
                <FIRST_NAME>Emily</FIRST_NAME>
                <LAST_NAME>Boyes</LAST_NAME>
                <TITLE>Counsel</TITLE>
                <AGENCY>
                    <CODE>1557</CODE>
                    <NAME>Comptroller of the Currency</NAME>
                    <ACRONYM>OCC</ACRONYM>
                </AGENCY>
                <PHONE>202 649-5490</PHONE>
                <EMAIL>emily.boyes@occ.treas.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>Currency, Chief Counsel&apos;s Office, 400 7th Street SW.,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20219</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
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