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    <RIN_INFO>
        <RIN>1840-AD25</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>201804</PUBLICATION_ID>
            <PUBLICATION_TITLE>Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>1840</CODE>
            <NAME>Office of Postsecondary Education</NAME>
            <ACRONYM>OPE</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>1800</CODE>
            <NAME>Department of Education</NAME>
            <ACRONYM>ED</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Borrower Defense; Delayed Effective Date</RULE_TITLE>
        <ABSTRACT><![CDATA[<!DOCTYPE html>
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<head>
</head>
<body>
<p>On November 1, 2016, the Department published regulations for determining which acts or omissions of an institution of higher education a borrower may assert as a defense to repayment of a loan made under the William D. Ford Federal Direct Loan Program and identifying the consequences of such borrower defenses for borrowers, institutions, and the Secretary. The Department is issuing this rule to delay the effective date of these regulations by one year.</p>
<p>&nbsp;</p>
</body>
</html>]]></ABSTRACT>
        <PRIORITY_CATEGORY>Other Significant</PRIORITY_CATEGORY>
        <RIN_STATUS>Previously Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Final Rule Stage</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <EO_13771_DESIGNATION>Deregulatory</EO_13771_DESIGNATION>
        <CFR_LIST>
            <CFR>34 CFR 30</CFR>
            <CFR>34 CFR 668</CFR>
            <CFR>34 CFR 674</CFR>
            <CFR>34 CFR 682</CFR>
            <CFR>34 CFR 685</CFR>
            <CFR>34 CFR 686</CFR>
            <CFR>and other sections as applicable</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>20 U.S.C. 1001 et seq.</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>Interim Final Rule</TTBL_ACTION>
                <TTBL_DATE>10/24/2017</TTBL_DATE>
                <FR_CITATION>82 FR 49114</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Comments Due</TTBL_ACTION>
                <TTBL_DATE>11/24/2017</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Final Action</TTBL_ACTION>
                <TTBL_DATE>05/00/2018</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <SMALL_ENTITY_LIST>
            <SMALL_ENTITY>No</SMALL_ENTITY>
        </SMALL_ENTITY_LIST>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>Federal</GOVT_LEVEL>
            <GOVT_LEVEL>Local</GOVT_LEVEL>
            <GOVT_LEVEL>State</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <PUBLIC_COMMENT_URL>www.regulations.gov</PUBLIC_COMMENT_URL>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <RELATED_RIN_LIST>
            <RELATED_RIN>
                <RIN>1840-AD19</RIN>
                <RIN_RELATION>Related to</RIN_RELATION>
            </RELATED_RIN>
            <RELATED_RIN>
                <RIN>1840-AD28</RIN>
                <RIN_RELATION>Related to</RIN_RELATION>
            </RELATED_RIN>
        </RELATED_RIN_LIST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Sarah</FIRST_NAME>
                <LAST_NAME>Beaton</LAST_NAME>
                <AGENCY>
                    <CODE>1840</CODE>
                    <NAME>Office of Postsecondary Education</NAME>
                    <ACRONYM>OPE</ACRONYM>
                </AGENCY>
                <PHONE>202 453-7222</PHONE>
                <EMAIL>sarah.beaton@ed.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>400 Maryland Avenue SW, Room LBJ 2C-244,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20202</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
