<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-04-28-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>2501-AD23</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>200904</PUBLICATION_ID>
            <PUBLICATION_TITLE>Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>2501</CODE>
            <NAME>Office of the Secretary</NAME>
            <ACRONYM>HUDSEC</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>2500</CODE>
            <NAME>Department of Housing and Urban Development</NAME>
            <ACRONYM>HUD</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Civil Money Penalties: Certain Prohibited Conduct (FR-5081)</RULE_TITLE>
        <ABSTRACT><![CDATA[This rule would amend HUDs regulations that govern the imposition of civil money penalties.  Specifically, HUD is adding a definition of "ability to pay," which is one of the factors used in determining the appropriateness of any amount of civil money penalties.  The revised regulations would also amend the grounds for action against mortgagees and lenders to specifically include failure to comply with indemnification and other agreements with HUD or the Mortgagee Review Board.  Additionally, the revised regulation would require respondents, in their responses to the prepenalty notice, to specifically address the factors in determining appropriateness and amount of civil money penalty, described in 24 CFR 30.80.  Finally, this rule would make other changes to conform to the authorizing statutes.]]></ABSTRACT>
        <PRIORITY_CATEGORY>Substantive, Nonsignificant</PRIORITY_CATEGORY>
        <RIN_STATUS>Previously Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Completed Actions</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <CFR_LIST>
            <CFR>24 CFR 30</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 USC 1701q-1</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1703</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1723i</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1735f-14</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1735f-15</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 USC 1717a</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>28 USC 2461 note</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 USC 1437z-1</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 USC 3535(d)</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>10/17/2008</TTBL_DATE>
                <FR_CITATION>73 FR 61754</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM Comment Period End</TTBL_ACTION>
                <TTBL_DATE>12/16/2008</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Final Action</TTBL_ACTION>
                <TTBL_DATE>01/15/2009</TTBL_DATE>
                <FR_CITATION>74 FR 2750</FR_CITATION>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <SMALL_ENTITY_LIST>
            <SMALL_ENTITY>No</SMALL_ENTITY>
        </SMALL_ENTITY_LIST>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Dane</FIRST_NAME>
                <LAST_NAME>Narode</LAST_NAME>
                <TITLE>Associate General Counsel, Office  of Program Enforcement, Office of General Counsel</TITLE>
                <AGENCY>
                    <CODE>2500</CODE>
                    <NAME>Department of Housing and Urban Development</NAME>
                    <ACRONYM>HUD</ACRONYM>
                </AGENCY>
                <PHONE>202 402-3555</PHONE>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS></STREET_ADDRESS>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
