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<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-04-06-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>2502-AJ12</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>201410</PUBLICATION_ID>
            <PUBLICATION_TITLE>The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>2502</CODE>
            <NAME>Office of Housing</NAME>
            <ACRONYM>OH</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>2500</CODE>
            <NAME>Department of Housing and Urban Development</NAME>
            <ACRONYM>HUD</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Federal Housing Administration (FHA): Mortgagor and Mortgagee Requirements for Flood Insurance for the FHA Single Family Program (FR-5581)</RULE_TITLE>
        <ABSTRACT><![CDATA[This rule proposes to amend the FHA Single Family Mortgage Insurance program regulations that require mortgagors and mortgagees to purchase and maintain flood insurance under the National Flood Insurance Program (NFIP).  Specifically, the rule would clarify the amount of flood insurance required to be purchased and maintained in order to be eligible to obtain FHA insurance on property located in an area designated as having special flood hazards or otherwise subject to flood hazards as determined by the Federal Emergency Management Agency (FEMA) Administrator.  This proposed rule would amend the regulation to more closely conform to statutory requirements and the current NFIP program.  The changes proposed by this rule would facilitate increased consumer and industry understanding of FHA's program requirements, increase compliance with these requirements, and assist in ensuring that beneficiaries have a specific expectation of the amount that will be recovered for flood insurance claims on FHA insured properties.]]></ABSTRACT>
        <PRIORITY_CATEGORY>Other Significant</PRIORITY_CATEGORY>
        <RIN_STATUS>Previously Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Proposed Rule Stage</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <CFR_LIST>
            <CFR>24 CFR 203</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 USC 1709</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1710</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1715b</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1715z-16</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1715u</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 USC 3535</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>06/00/2015</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <SMALL_ENTITY_LIST>
            <SMALL_ENTITY>No</SMALL_ENTITY>
        </SMALL_ENTITY_LIST>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Elissa</FIRST_NAME>
                <LAST_NAME>Saunders</LAST_NAME>
                <TITLE>Director, Office of Single Family Asset Management</TITLE>
                <AGENCY>
                    <CODE>2502</CODE>
                    <NAME>Office of Housing</NAME>
                    <ACRONYM>OH</ACRONYM>
                </AGENCY>
                <PHONE>202 402-2378</PHONE>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>100 South Charles Street , 11th Floor,</STREET_ADDRESS>
                    <CITY>Baltimore</CITY>
                    <STATE>MD</STATE>
                    <ZIP>21201</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
