<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-04-28-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>2590-AA24</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>200904</PUBLICATION_ID>
            <PUBLICATION_TITLE>Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>2590</CODE>
            <NAME>Federal Housing Finance Agency</NAME>
            <ACRONYM>FHFA</ACRONYM>
        </AGENCY>
        <RULE_TITLE>Community Financial Institution Amendments</RULE_TITLE>
        <ABSTRACT><![CDATA[This proposed rule would implement section 1211(a) of HERA, which amended the definition of community financial institution (CFI) in the Federal Home Loan Bank Act (Bank Act) to increase the average total asset cap for CFIs from $500 million to $1 billion, as adjusted annually for inflation.  In addition, section 1211(b) of HERA amended the Bank Act to allow a CFI to access long-term Federal Home Loan  Bank (Bank) advances for community development activities, and to use secured loans for community development activities as collateral for Bank advances.  HERA also amended the Bank Act to require the FHFA to define the term community development activities."]]></ABSTRACT>
        <PRIORITY_CATEGORY>Other Significant</PRIORITY_CATEGORY>
        <RIN_STATUS>First Time Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Proposed Rule Stage</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <CFR_LIST>
            <CFR>12 CFR 1266</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 USC 1422(10)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1430(a)(2)(B)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1430(a)(3)(E)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 USC 1430(a)(6) (as amended)</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>04/00/2009</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <SMALL_ENTITY_LIST>
            <SMALL_ENTITY>No</SMALL_ENTITY>
        </SMALL_ENTITY_LIST>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <FURTHER_INFO_URL>www.fhfa.gov; www.regulations.gov</FURTHER_INFO_URL>
        <PUBLIC_COMMENT_URL>www.regulations.gov or by email: www.RegComments@fhfa.gov</PUBLIC_COMMENT_URL>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Sharmeen</FIRST_NAME>
                <LAST_NAME>Dosky-Bamarni</LAST_NAME>
                <TITLE>Senior Attorney Advisor</TITLE>
                <AGENCY>
                    <CODE>2590</CODE>
                    <NAME>Federal Housing Finance Agency</NAME>
                    <ACRONYM>FHFA</ACRONYM>
                </AGENCY>
                <PHONE>202 414-8949</PHONE>
                <TDD_PHONE>800 877-8339</TDD_PHONE>
                <EMAIL>sharmeen.dosky@fhfa.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>1700 G Street NW.,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20552</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
