3064-AE95 202404 Unified Agenda of Federal Regulatory and Deregulatory Actions 3064 Federal Deposit Insurance Corporation FDIC Appraisal Independence

The FDIC plans to develop a joint notice of proposed rulemaking with the OCC, FRB, FHFA, CFPB, and NCUA to implement section 129E of the Truth in Lending Act, which was enacted as section 1472 of the Dodd-Frank Act.  Section 129E establishes that real estate appraisals used to support creditors’ underwriting decisions should be based on the appraiser’s independent professional judgment.  The rule also seeks to ensure that appraisers receive customary and reasonable payments for their services.

]]> Substantive, Nonsignificant Previously Published in The Unified Agenda Long-Term Actions No No 12 CFR 323 12 U.S.C. 1819(a) ("Seventh" and "Tenth") 12 U.S.C. 3331 12 U.S.C. 5301 No NPRM To Be Determined E-mail: Comments@FDIC.gov. Please include RIN 3064-AE95 on the subject line of the message. No None No https://www.fdic.gov/resources/regulations/federal-register-publications/ https://www.fdic.gov/resources/regulations/federal-register-publications/ No No 1557 Comptroller of the Currency OCC Joint 7100 Federal Reserve System FRS Joint 3133 National Credit Union Administration NCUA Joint 3170 Consumer Financial Protection Bureau CFPB Joint 2590 Federal Housing Finance Agency FHFA Joint Mark Mellon A. Counsel, Legal Division 3064 Federal Deposit Insurance Corporation FDIC 202 898-3884 mmellon@fdic.gov 550 17th Street NW, Washington DC 20429 Lauren Whitaker A. Counsel 3064 Federal Deposit Insurance Corporation FDIC 202 898-3872 lwhitaker@fdic.gov 550 17th Street NW, Washington DC 20459