3064-AG19 202510 The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions 3064 Federal Deposit Insurance Corporation FDIC GENIUS Act Requirements for FDIC-Supervised Permitted Payment Stablecoin Issuers

The FDIC is requesting comment on a proposal that would implement requirements under section 4 of the Guiding and Establishing National Innovation for U.S. Stablecoins Act applicable to FDIC-supervised permitted payment stablecoin issuers. The proposed rule is intended to address capital requirements, liquidity risk management standards, reserve assets, principles-based operational and compliance standards, and other matters.

]]> Other Significant First Time Published in The Unified Agenda Proposed Rule Stage Undetermined No Fully or Partially Exempt 12 CFR 350 12 U.S.C. 1819 (Tenth) 12 U.S.C. 5903 12 U.S.C. 5913 Statutory Final 07/18/2026 The GENIUS Act requires each primary Federal payment stablecoin regulator to promulgate implementing regulations through appropriate notice and comment no later than July 18, 2026. Yes

The GENIUS Act establishes a framework for issuance and regulation of payment stablecoins.  The FDIC plans to issue rules regarding application processes for banks that wish to establish payment stablecoin issuing subsidiaries and prudential requirements for banking institutions engaged in stablecoin issuance.  Anticipated costs are undetermined; however, the FDIC expects the benefits to institutions to outweigh the regulatory costs involved in applying to operate a stablecoin subsidiary.

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]]> NPRM 07/00/2026 Undetermined No None No No No No Chris Ledoux Assistant General Counsel 3064 Federal Deposit Insurance Corporation FDIC 202 898-3535 cledoux@fdic.gov 3501 N. Fairfax Drive, Arlington VA 22226 Chantal Hernandez Counsel 3064 Federal Deposit Insurance Corporation FDIC 202 898-7388 chhernandez@fdic.gov 550 17th St NW , Washington DC 20429 Eugene Frenkel Fin-Tech Counsel 3064 Federal Deposit Insurance Corporation FDIC 202 898-3578 yfrenkel@fdic.gov 350 5th Avenue, New York NY 10018