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<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-04-28-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>3133-AC98</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>200904</PUBLICATION_ID>
            <PUBLICATION_TITLE>Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>3133</CODE>
            <NAME>National Credit Union Administration</NAME>
            <ACRONYM>NCUA</ACRONYM>
        </AGENCY>
        <RULE_TITLE>Designation of Low-Income Status, Receipt of Secondary Capital Accounts by Low-Income-Designated Credit Unions and Community Development Revolving Loan Program for Credit Unions</RULE_TITLE>
        <ABSTRACT><![CDATA[NCUA amended the definition of "low-income members" to use median family income or median earnings for individuals instead of median household income when determining if a credit union qualifies for a low-income designation.  The amendment eliminates confusion associated with adjusting median household income for areas with higher costs of living, and better aligns the low-income definition with underserved area criteria and Community Development Financial Institution criteria.]]></ABSTRACT>
        <PRIORITY_CATEGORY>Substantive, Nonsignificant</PRIORITY_CATEGORY>
        <RIN_STATUS>Previously Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Completed Actions</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <CFR_LIST>
            <CFR>12 CFR 701.34</CFR>
            <CFR>12 CFR 705.3</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 USC 1752(5), 1757, 1766</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 USC 9822 and 9822 note</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>04/28/2008</TTBL_DATE>
                <FR_CITATION>73 FR 22836</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM Comment Period End</TTBL_ACTION>
                <TTBL_DATE>06/27/2008</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>Final Action</TTBL_ACTION>
                <TTBL_DATE>11/20/2008</TTBL_DATE>
                <FR_CITATION>73 FR 71909</FR_CITATION>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <SMALL_ENTITY_LIST>
            <SMALL_ENTITY>No</SMALL_ENTITY>
        </SMALL_ENTITY_LIST>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <FURTHER_INFO_URL>www.ncua.gov</FURTHER_INFO_URL>
        <PUBLIC_COMMENT_URL>www.regulations.gov</PUBLIC_COMMENT_URL>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Moisette</FIRST_NAME>
                <LAST_NAME>Green</LAST_NAME>
                <MIDDLE_NAME>I.</MIDDLE_NAME>
                <TITLE>Staff Attorney, Office of General Counsel</TITLE>
                <AGENCY>
                    <CODE>3133</CODE>
                    <NAME>National Credit Union Administration</NAME>
                    <ACRONYM>NCUA</ACRONYM>
                </AGENCY>
                <PHONE>703 518-6540</PHONE>
                <FAX>703 518-6319</FAX>
                <EMAIL>mgreen@ncua.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>1775 Duke Street,</STREET_ADDRESS>
                    <CITY>Alexandria</CITY>
                    <STATE>VA</STATE>
                    <ZIP>22314</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
