3133-AE42 201410 The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions 3133 National Credit Union Administration NCUA Technical Amendments

The Dodd-Frank Wall Street Reform and Consumer Protection Act repealed NCUA's rulemaking authority under the Federal Trade Commission Act. Accordingly, the NCUA Board is now repealing NCUA's rules governing unfair or deceptive acts or practices. The NCUA Board is also making a number of technical amendments to other NCUA regulations to conform them to the agency's current central and field office structures. Additionally, the NCUA Board is amending NCUA's payday alternative loans regulation to replace all references to "short-term, small amount loans" and "STS loans" with corresponding references to "payday alternative loans" and "PAL loans."

]]> Substantive, Nonsignificant First Time Published in The Unified Agenda Final Rule Stage No No 12 CFR 701 12 CFR 706 12 CFR 790 12 USC 1752(5) 12 USC 1755 to 1759 12 USC 1761a to 1761b 12 USC 1766 to 1767 12 USC 1782 12 USC 1784 12 USC 1786 to 1787 12 USC 1789 12 USC 1795f 15 USC 1601 et seq 15 USC 3717 42 USC 1981 42 USC 3601 to 3610 42 USC 4311 to 4312 No Final Action 11/00/2014 No No None No No www.ncua.gov/Legal/Regs/Pages/FIRegulations.aspx No No Frank Kressman Associate General Counsel 3133 National Credit Union Administration NCUA 703 518-6540 fkressman@ncua.gov 1775 Duke Street, Alexandria VA 22314