<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-07-26-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>3133-AF80</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>202510</PUBLICATION_ID>
            <PUBLICATION_TITLE>The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>3133</CODE>
            <NAME>National Credit Union Administration</NAME>
            <ACRONYM>NCUA</ACRONYM>
        </AGENCY>
        <RULE_TITLE>Suretyship and Guaranty; Segregated Deposit and Collateral</RULE_TITLE>
        <ABSTRACT><![CDATA[<!DOCTYPE html>
<html>
<head>
</head>
<body>
<p>The NCUA Board (Board) seeks comment on a proposed rule to remove the segregated deposit and collateral requirements when a federally insured credit union (FICU) acts as a surety and guarantor. Removing this regulation will provide FICUs with greater flexibility to design products that meet member needs. FICUs would remain subject to the other requirements regarding surety and guaranty agreements.</p>
</body>
</html>]]></ABSTRACT>
        <PRIORITY_CATEGORY>Substantive, Nonsignificant</PRIORITY_CATEGORY>
        <RIN_STATUS>First Time Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Proposed Rule Stage</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <EO_13771_DESIGNATION>Deregulatory</EO_13771_DESIGNATION>
        <CFR_LIST>
            <CFR>12 CFR 701.20</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 U.S.C. 1752(5)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1755 to 1759</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1761(a) and 1761(b)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1766 and 1767</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1782</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1784 to 1789</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 U.S.C. 3717</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 U.S.C. 1601 et seq.</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 U.S.C. 1981</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 U.S.C. 3601 to 3610</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 U.S.C. 4311 and 4312</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>...</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>12/29/2025</TTBL_DATE>
                <FR_CITATION>90 FR 60586</FR_CITATION>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Keisha</FIRST_NAME>
                <LAST_NAME>Brooks</LAST_NAME>
                <TITLE>Attorney-Advisor</TITLE>
                <AGENCY>
                    <CODE>3133</CODE>
                    <NAME>National Credit Union Administration</NAME>
                    <ACRONYM>NCUA</ACRONYM>
                </AGENCY>
                <PHONE>703 851-1156</PHONE>
                <FAX>703 518-6569</FAX>
                <EMAIL>klbrooks@ncua.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>1775 Duke Street,</STREET_ADDRESS>
                    <CITY>Alexandria</CITY>
                    <STATE>VA</STATE>
                    <ZIP>22314</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
