3133-AF85 202510 The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions 3133 National Credit Union Administration NCUA Nondiscrimination Requirements

The NCUA is proposing to remove its regulation regarding nondiscrimination in lending. While the regulation was intended to summarize the Fair Housing Act (FHA) prohibitions on discrimination related to real estate related loans, appraisals, and advertising, the Board last substantively amended the regulation in 2001. Thus, it may not reflect all case law or regulatory developments under the FHA, a statute which primarily falls under the jurisdiction of the Department of Housing and Urban Development (HUD) and continues to apply to federal credit unions (FCUs) regardless of NCUA’s regulations. Thus, the Board believes the current regulation may cause confusion and unnecessary burden because it has not kept up with changes in FHA interpretation and implementation.

]]> Substantive, Nonsignificant First Time Published in The Unified Agenda Proposed Rule Stage No No Deregulatory 12 CFR 701.31 12 U.S.C. 1766(a) No NPRM 01/14/2026 91 FR 1467 No None No No No Gira Bose Senior Staff Attorney 3133 National Credit Union Administration NCUA 703 518-6562 703 518-6569 gbose@ncua.gov 1775 Duke Street, Alexandria VA 22314