3133-AF93 202510 The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions 3133 National Credit Union Administration NCUA Chartering and Field of Membership

The NCUA Board (Board) proposes to amend the associational common bond provisions of its chartering and field of membership (FOM) rules. The proposed FOM amendment would clarify that requiring the purchase of a product or service as a condition of membership no longer automatically bars eligibility as a recognized association. The Board does not believe such an automatic bar is required under the Federal Credit Union (FCU) Act, and a client-customer relationship as a condition of membership may still be incidental in a manner that permits an evaluation of the group’s activities and overall circumstances.

]]> Substantive, Nonsignificant First Time Published in The Unified Agenda Proposed Rule Stage No No Deregulatory 12 CFR 701, Appendix B. 12 U.S.C. 1752(5) 12 U.S.C. 1755 to 1759 12 U.S.C. 1761(a) and 1761(b) 12 U.S.C. 1766 and 1767 12 U.S.C. 1782 12 U.S.C. 1784 to 1789 15 U.S.C. 3717 15 U.S.C. 1601 et seq. 42 U.S.C. 1981 42 U.S.C. 3601 to 3610 42 U.S.C. 4311 and 4312 ... No NPRM 04/08/2026 91 FR 17769 No None No No No Keisha Brooks Attorney-Advisor 3133 National Credit Union Administration NCUA 703 851-1156 703 518-6569 klbrooks@ncua.gov 1775 Duke Street, Alexandria VA 22314