<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<REGINFO_RIN_DATA xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" RUN_DATE="2026-07-26-04:00" xsi:noNamespaceSchemaLocation="https://www.reginfo.gov/public/xml/REGINFO_XML_Ver10262011.xsd">
    <RIN_INFO>
        <RIN>3133-AF98</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>202510</PUBLICATION_ID>
            <PUBLICATION_TITLE>The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>3133</CODE>
            <NAME>National Credit Union Administration</NAME>
            <ACRONYM>NCUA</ACRONYM>
        </AGENCY>
        <RULE_TITLE>Compensation in Connection With Loans to Members and Lines of Credit to Members</RULE_TITLE>
        <ABSTRACT><![CDATA[<!DOCTYPE html>
<html>
<head>
</head>
<body>
<p>The NCUA Board (Board) is issuing for public comment a proposal to amend the NCUA&rsquo;s regulation that limits a federally insured credit union (FICU) official and employee compensation in connection with loans to members and lines of credit to members. These regulations have generated confusion and are unduly restrictive. To provide clearer and more flexible standards, the proposed rule would expressly permit incentive and bonuses to employees, including senior management, to incorporate lending metrics as part of compensation based on a credit union&rsquo;s overall financial performance.</p>
</body>
</html>]]></ABSTRACT>
        <PRIORITY_CATEGORY>Substantive, Nonsignificant</PRIORITY_CATEGORY>
        <RIN_STATUS>First Time Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Proposed Rule Stage</RULE_STAGE>
        <MAJOR>No</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>No</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <EO_13771_DESIGNATION>Deregulatory</EO_13771_DESIGNATION>
        <CFR_LIST>
            <CFR>12 CFR 701.21</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 U.S.C. 1752(5)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1755 to 1759</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1761(a) and 1761(b)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1766 and 1767</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1782</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1784 to 1789</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 U.S.C. 3717</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>15 U.S.C. 1601 et seq.</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 U.S.C. 1981</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 U.S.C. 3601 to 3610</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>42 U.S.C. 4311 and 4312</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>...</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>02/25/2026</TTBL_DATE>
                <FR_CITATION>91 FR 9182</FR_CITATION>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>No</RFA_REQUIRED>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>None</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>No</FEDERALISM>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Thomas</FIRST_NAME>
                <LAST_NAME>Zells</LAST_NAME>
                <MIDDLE_NAME>I.</MIDDLE_NAME>
                <TITLE>Senior Staff Attorney</TITLE>
                <AGENCY>
                    <CODE>3133</CODE>
                    <NAME>National Credit Union Administration</NAME>
                    <ACRONYM>NCUA</ACRONYM>
                </AGENCY>
                <PHONE>703 548-2478</PHONE>
                <FAX>703 518-8566</FAX>
                <EMAIL>tizells@ncua.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>1775 Duke Street,</STREET_ADDRESS>
                    <CITY>Alexandria</CITY>
                    <STATE>VA</STATE>
                    <ZIP>22314</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
</REGINFO_RIN_DATA>
