On July 22, 2011, the CFPB published an interim final rule necessary to fill a regulatory gap created by the amendments to the Alternative Mortgage Transaction Parity Act (AMTPA) in section 1083 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. This interim final rule clarifies the circumstances under which State housing creditors may make alternative mortgage transactions pursuant to AMTPA in States that prohibit such transactions. The interim final rule is in place as a temporary measure pending the CFPB's promulgation of permanent rules under section 1083. Because section 1083 requires the CFPB to assess predecessor agencies' rules under AMTPA and to promulgate regulations governing alternative mortgage transactions by federally chartered housing creditors in addition to State housing creditors, the CFPB will next develop a Notice of Proposed Rulemaking to implement the broader rulemaking.