3170-AA12 201210 The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions 3170 Consumer Financial Protection Bureau CFPB High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act & Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act Substantive, Nonsignificant Previously Published in The Unified Agenda Final Rule Stage No No 12 CFR 1026 12 CFR 1024 15 USC 1602 15 USC 1639 12 USC 2604 Statutory Final 01/21/2013 No NPRM 08/15/2012 77 FR 49090 NPRM Comment Period Extended 09/06/2012 77 FR 54843 NPRM Comment Period End 09/07/2012 Final Rule 01/00/2013 No None No No No Laura Stack 3170 Consumer Financial Protection Bureau CFPB 202 435-7700 1700 G Street NW, Washington DC 20552