3170-AA17 201210 The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions 3170 Consumer Financial Protection Bureau CFPB TILA Ability to Repay (Regulation Z) Other Significant Previously Published in The Unified Agenda Final Rule Stage Undetermined No 12 CFR 1026 12 USC 5512 15 USC 1604 15 USC 1639c Statutory Final 01/21/2013 No NPRM 05/11/2011 76 FR 27390 NPRM Comment Period End 07/22/2011 Supplemental NPRM 06/05/2012 77 FR 33120 Supplemental NPRM Comment Period End 07/09/2012 Final Rule 01/00/2013 Yes Businesses None No Yes No 7100-AD75 Related to Stephen Shin 3170 Consumer Financial Protection Bureau CFPB 202 435-7700