3170-AA61 201610 The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions 3170 Consumer Financial Protection Bureau CFPB Amendments to Federal Mortgage Disclosure Requirements Under the Truth in Lending Act (Regulation Z)

The Bureau of Consumer Financial Protection (Bureau) proposed various amendments to Federal mortgage disclosure requirements under the Real Estate Settlement Procedures Act and the Truth in Lending Act that are implemented in Regulation Z.  The proposed amendments memorialize the Bureau's informal guidance on various issues and include clarifications and technical amendments. The Bureau is also proposing tolerance provisions for the total of payments, an adjustment to a partial exemption mainly affecting housing finance agencies and nonprofits, extension of coverage of the integrated disclosure requirements to all cooperative units, and guidance on sharing the disclosures with various parties involved in the mortgage origination process.

]]> Substantive, Nonsignificant Previously Published in The Unified Agenda Final Rule Stage Undetermined No 12 CFR 1024.5 12 CFR 1026.19 12 CFR 1026.36 12 CFR 1026.37 12 CFR 1026.38 12 U.S.C. 2617 15 U.S.C. 1639B(e) 12 U.S.C. 5511 12 U.S.C. 5512 12 U.S.C. 5532 15 U.S.C. 1601 15 U.S.C. 1604 No NPRM 07/29/2016 81 FR 5138 NPRM Comment Period End 10/18/2016 Final Rule 03/00/2017 No None No No No David Friend Office of Regulations 3170 Consumer Financial Protection Bureau CFPB 202 435-7700