3170-AA64 201710 The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions 3170 Consumer Financial Protection Bureau CFPB Technical Corrections and Clarifying Amendments to Home Mortgage Disclosure Act (Regulation C)

In October of 2015, the Bureau issued a final rule amending Regulation C to implement amendments to the Home Mortgage Disclosure Act made by the Dodd-Frank Act. Since issuing the rule, the Bureau has identified and received information about some technical errors in the final rule and indicating that there are some areas of uncertainty about certain requirements under the final rule. In 2017, the Bureau issued two proposed rules to amend certain provisions of Regulation C to make technical corrections and to clarify certain requirements under Regulation C and to increase the threshold for reporting open-end lines of credit temporarily. The Bureau issued a final rule on August 24, 2017 that finalized both proposed rules.

]]> Substantive, Nonsignificant Previously Published in The Unified Agenda Completed Actions No No Independent agency 12 CFR 1003 12 U.S.C. 2804 No NPRM 04/25/2017 82 FR 19142 NPRM Comment Period End 05/25/2017 NPRM 07/20/2017 82 FR 33455 NPRM Comment Period End 07/31/2017 Final Rule 09/13/2017 82 FR 43088 Final Action Effective 01/01/2018 No None No No No 3170-AA76 Related to Terry Randall J. Office of Regulations 3170 Consumer Financial Protection Bureau CFPB 202 435-7700 Washington DC 20552