3170-AB27 202504 Unified Agenda of Federal Regulatory and Deregulatory Actions 3170 Consumer Financial Protection Bureau CFPB Protecting Consumer Information in the Consumer Reporting Marketplace (Regulation V)

On May 15, 2025, the CFPB withdrew its December 2024 notice of proposed rulemaking (NPRM) requesting comment on the CFPB’s proposal to amend Regulation V, which implements the Fair Credit Reporting Act (FCRA). The proposed rule would have implemented the FCRA’s definitions of consumer report and consumer reporting agency as well as certain of the FCRA’s provisions governing when consumer reporting agencies may furnish, and users may obtain, consumer reports. The CFPB has determined that legislative rulemaking is not necessary or appropriate at this time to address the subject matter of the NPRM. When and if the CFPB determines it necessary to issue a rule implementing the relevant definitions and provisions of the FCRA, it will propose a new rule and seek public comment thereon.

]]> Other Significant Previously Published in The Unified Agenda Completed Actions Undetermined No Other 12 CFR 1022 15 U.S.C. 1681, et seq. No NPRM 12/13/2024 89 FR 10142 NPRM Comment Period End 03/03/2025 Comment Period Extended 03/05/2025 90 FR 11236 NPRM Comment Period End 04/02/2025 Withdrawn 05/15/2025 90 FR 20568 YES Businesses Governmental Jurisdictions Organizations Undetermined Undetermined Yes No 3170-AA82 Related to 3170-AA54 Related to Laura Stack Office of Regulations 3170 Consumer Financial Protection Bureau CFPB 202 435-7700 1700 G Street, NW, Washington DC 20552