3170-AB56 202510 The Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions 3170 Consumer Financial Protection Bureau CFPB Loan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z)

The Consumer Financial Protection Bureau (Bureau’s) 2013 Loan Originator Compensation final rule implemented, clarified, and provided exceptions to requirements and restrictions imposed by the Dodd-Frank Act concerning loan originator compensation. The Bureau is considering whether changes to the regulation could encourage competition in the mortgage origination market. The rule may limit some practices that could result in lower costs and increased market competition. The CFPB is weighing the costs and benefits of the current rule’s limiting effects on price competition. 

]]> Other Significant First Time Published in The Unified Agenda Long-Term Actions Undetermined No Other 12 CFR 1026 Not Yet Determined No Long Term Action To Be Determined Undetermined Undetermined Undetermined No No Lanique Eubanks Office of Regulations 3170 Consumer Financial Protection Bureau CFPB 202 435-7700 1700 G Street, NW, Washington DC 20552