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TREAS/OCC RIN: 1557-AC89 Publication ID: Fall 2008 
Title: Accuracy and Integrity of Information Furnished to a Consumer Reporting Agency 
Abstract: The OCC, FRB, FDIC, OTS, NCUA, and FTC plan to issue a final rule that would implement section 312 of the FACT Act relating to the accuracy and integrity of the information furnished to a consumer reporting agency and the ability of consumers to dispute information directly with persons who furnish information to a consumer reporting agency. 
Agency: Department of the Treasury(TREAS)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 41   
Legal Authority: 12 USC 1 et seq    12 USC 24 (seventh)    12 USC 93a    12 USC 481    12 USC 484    12 USC 1818    15 USC 1681a to 1681c    15 USC 1681m    15 USC 1681s    15 USC 1681s-2 and 1681s-3    15 USC 1681t    15 USC 1681w    sec 214, PL 108-159, 117 Stat 1952   
Legal Deadline:  None
Timetable:
Action Date FR Cite
ANPRM  03/22/2006  71 FR 14419   
ANPRM Comment Period End  05/22/2006    
NPRM  12/13/2007  72 FR 70944   
NPRM Comment Period End  02/11/2008    
Final Action  12/00/2008    
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Patrick T. Tierney
Counsel
Department of the Treasury
Comptroller of the Currency
Legislative and Regulatory Activities Division, 400 7th Street SW.,
Washington, DC 20219
Phone:202 649-6291
Email: patrick.tierney@occ.treas.gov