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FDIC

RIN: 3064-AD40

Publication ID: Spring 2010

Title: Guidelines for Furnishers of Information to Consumer Reporting Agencies
Abstract: The OCC, Board, FDIC, OTS, NCUA, and FTC (Agencies) request comment to gather information that would assist the Agencies in considering the development of a possible proposed addition to the furnisher accuracy and integrity guidelines which, along with the accompanying regulations, implement the accuracy and integrity provisions in section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) that amended section 623 of the Fair Credit Reporting Act (FCRA). This advance notice of proposed rulemaking (ANPRM) seeks to obtain information that would assist the Agencies in determining whether it would be appropriate to propose an addition to one of the guidelines that would delineate the circumstances under which a furnisher would be expected to provide an account opening date to a consumer reporting agency to promote the integrity of the information. In addition, the Agencies request comment more broadly on whether furnishers should be expected to provide any other types of information to a consumer reporting agency in order to promote integrity.
Agency: Federal Deposit Insurance Corporation(FDIC)	Priority: Substantive, Nonsignificant
RIN Status: Previously published in the Unified Agenda	Agenda Stage of Rulemaking: Proposed Rule Stage
Major: No	Unfunded Mandates: No
CFR Citation: 12 CFR 334 app E
Legal Authority: 12 USC 1818 12 USC 1819 (Tenth) PL 108-159

Legal Deadline: None

Timetable:

Action	Date	FR Cite
ANPRM	07/01/2009	74 FR 31529
ANPRM Comment Period End	08/31/2009
NPRM	04/00/2010

Additional Information: Email comments to: Comments@FDIC.gov--Include RIN 3064-AD40 on the subject line of the message.
Regulatory Flexibility Analysis Required: Undetermined	Government Levels Affected: None
Federalism: No
Included in the Regulatory Plan: No
Public Comment URL: www.FDIC.gov/regulations/laws/federal/propose.html
RIN Data Printed in the FR: No
Related RINs: Related to 3064-AC99	Related Agencies: Joint: FRS, TREAS/OCC, TREAS/OTS, FTC;
Agency Contact: Glenn S. Gimble Senior Policy Analyst Federal Deposit Insurance Corporation Washington, DC 20429 Phone:202 898-6865 Richard M. Schwartz Counsel Federal Deposit Insurance Corporation 550 17th Street NW, Washington, DC 20429 Phone:202 898-7424 Email: rischwartz@fdic.gov Richard Foley Counsel Federal Deposit Insurance Corporation 550 17th Street NW, Washington, DC 20429 Phone:202 898-3784 Email: rfoley@fdic.gov