RIN Data

FDIC RIN: 3064-AD95 Publication ID: 2012 
Title: ●Regulatory Capital Rules (Part I): Regulatory Capital, Minimum Regulatory Capital Ratios, Capital Adequacy, Transition Provisions 
Abstract: The Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively the "Agencies"), are seeking comment on three Notices of Proposed Rulemaking ("NPRM") that would revise and replace the Agencies' current capital rules. In this NPRM, the Agencies are proposing to revise their risk-based and leverage capital requirements consistent with agreements reached by the Basel Committee on Banking Supervision in Basel III: A Global Regulatory Framework for More Resilient Banks and Banking Systems. The proposed revisions would include implementation of a new common equity tier 1 minimum capital requirement, a higher minimum tier 1 capital requirement, and, for banking organizations subject to the advanced approaches capital rules, a supplementary leverage ratio that incorporates a broader set of exposures in the denominator measure. Additionally, consistent with Basel III, the Agencies are proposing to apply limits on a banking organization's capital distributions and certain discretionary bonus payments if the banking organization does not hold a specified amount of common equity tier 1 capital in addition to the amount necessary to meet its minimum risk-based requirements. This NPRM also would establish more conservative standards for including an instrument in regulatory capital. As discussed in the proposal, the revisions set forth in this NPRM are consistent with section 171 of the Dodd-Frank Wall Street Reform and Consumer Protection Act which requires the Agencies to establish minimum risk-based and leverage capital requirements. 
Agency: Federal Deposit Insurance Corporation(FDIC)  Priority: Economically Significant 
RIN Status: First time published in the Unified Agenda   Agenda Stage of Rulemaking: Final Rule Stage 
Major: Yes  Unfunded Mandates: No 
CFR Citation: 12 CFR 324    12 CFR 325    12 CFR 362   
Legal Authority: PL 111–203   
Legal Deadline:  None
Action Date FR Cite
NPRM  08/30/2012  77 FR 169   
NPRM Comment Period End  10/22/2012 
Final Rule  12/00/2012 
Additional Information: You must include FDIC as the agency name and RIN # 3064-AD95 in the subject line of your email.
Regulatory Flexibility Analysis Required: Yes  Government Levels Affected: None 
Small Entities Affected: Businesses  Federalism: No 
Included in the Regulatory Plan: No 
International Impacts: This regulatory action will be likely to have international trade and investment effects, or otherwise be of international interest.
Public Comment URL: http://www.fdic.gov/regulations/laws/federal/propose.html  
RIN Data Printed in the FR: Yes 
Related Agencies: Joint: TREAS/OCC, FRS; 
Agency Contact:
Bobby R. Bean
Associate Director
Federal Deposit Insurance Corporation
550 17th Street NW,
Washington, DC 20429
Phone:202 898-6705
Email: bbean@fdic.gov

Mark Handzlik
Federal Deposit Insurance Corporation
550 17th Street NW.,
Washington, DC 20429
Phone:202 898-3900
Email: mhandzlik@fdic.gov

Michael Phillips
Federal Deposit Insurance Corporation
550 17th Street NW,
Washington, DC 20429
Phone:202 898-3581
Email: mphillips@fdic.gov