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NCUA RIN: 3133-AD86 Publication ID: Spring 2013 
Title: Alternatives to the Use of Credit Ratings 
Abstract: NCUA removed all references to credit ratings in its regulations and replaced them with alternative standards as required by the Dodd-Frank Act. 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 703    12 CFR 704    12 CFR 709    12 CFR 741   
Legal Authority: 12 USC 1722a    12 USC 1757    12 USC 1762    12 USC 1766 to 1767    12 USC 1781 to 1790d    12 USC 1795e   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  03/01/2011  76 FR 11164   
NPRM Comment Period End  05/02/2011    
Final Action  12/13/2012  77 FR 74103   
Final Action Effective  06/11/2013 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
RIN Information URL: www.ncua.gov/Legal/Regs/Pages/FIRegulations.aspx  
RIN Data Printed in the FR: No 
Agency Contact:
Lisa Henderson
Staff Attorney
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314-3428
Phone:703 518-6553
Fax:703 837-2517
Email: lhenderson@ncua.gov