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TREAS/OCC | RIN: 1557-AD84 | Publication ID: Spring 2015 |
Title: Loans in Areas Having Special Flood Hazards (Homeowner Flood Insurance Affordability Act of 2014) | |
Abstract:
The OCC, FRB, FDIC, FCA, and NCUA proposed revisions to their regulations regarding loans in areas having special flood hazards to implement certain provisions of the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA), which amends some of the changes to the Flood Disaster Protection Act of 1973 mandated by Biggert-Waters Flood Insurance Reform Act of 2012. The proposal would establish requirements with respect to the escrow of flood insurance payments consistent with the changes set forth in HFIAA. The proposal also would implement an exclusion in HFIAA for certain detached structures from the mandatory flood insurance purchase requirement. |
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Agency: Department of the Treasury(TREAS) | Priority: Substantive, Nonsignificant |
RIN Status: Previously published in the Unified Agenda | Agenda Stage of Rulemaking: Final Rule Stage |
Major: Undetermined | Unfunded Mandates: No |
CFR Citation: 12 CFR 22 12 CFR 172 | |
Legal Authority: 12 U.S.C. 93a 42 U.S.C. 4012a 42 U.S.C. 4104a 42 U.S.C. 4104b 42 U.S.C. 4106 42 U.S.C. 4128 Pub. L. 112-141, 126 Stat 916 Pub. L. 113-89 128 Stat 1020 12 U.S.C. 1462a 12 U.S.C. 1463 12 U.S.C. 1464 12 U.S.C. 5412(b)(2)(B) 42 U.S.C. 4012a 42 U.S.C. 4104a 42 U.S.C. 4104b 42 U.S.C. 4106 42 U.S.C. 4128 |
Legal Deadline:
None |
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Timetable:
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Regulatory Flexibility Analysis Required: No | Government Levels Affected: None |
Federalism: No | |
Included in the Regulatory Plan: No | |
RIN Data Printed in the FR: No | |
Related RINs: Split from 1557-AD67 | |
Agency Contact: Heidi M. Thomas Senior Counsel Department of the Treasury Comptroller of the Currency Chief Counsel's Office, 400 7th Street SW., Washington, DC 20219 Phone:202 649-5490 Email: heidi.thomas@occ.treas.gov |