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CFPB RIN: 3170-AA52 Publication ID: Spring 2015 
Title: ●Homeownership Counseling Organizations Interpretive Rule 

The Bureau of Consumer Financial Protection is re-issuing this interpretive rule to provide instructions for complying with procedural and eligibility requirements under the High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and to provide additional instructions for complying with list generation requirements under the Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (RESPA Homeownership Counseling Amendments) Final Rule. The interpretive rule will also provide guidance on the qualifications for providing high-cost mortgage counseling and on lender participation in such counseling.

Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 1024    12 CFR 1026   
Legal Authority: 12 U.S.C. 2601    12 U.S.C. 2603 to 2605    12 U.S.C. 2607    12 U.S.C. 2609    12 U.S.C. 2617    12 U.S.C. 5511    12 U.S.C. 5512    12 U.S.C. 5532    12 U.S.C. 5581    15 U.S.C. 1601 et seq.   
Legal Deadline:  None
Action Date FR Cite
Final Rule  04/21/2015  80 FR 22091   
Final Rule Effective  04/21/2015 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related RINs: Related to 3170-AA37 
Agency Contact:
Nicholas Hluchyj
Office of Regulations
Consumer Financial Protection Bureau
Phone:202 435-7700