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ED/OPE RIN: 1840-AD19 Publication ID: Spring 2016 
Title: Borrower Defense 

The Department has begun negotiated rulemaking to develop proposed regulations for determining which acts or omissions of an institution of higher education a borrower may assert as a defense to repayment of a loan made under the William D. Ford Federal Direct Loan (Federal Direct Loan) Program and identify the consequences of such borrower defenses for borrowers, institutions, and the Secretary.

Agency: Department of Education(ED)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: No  Unfunded Mandates: No 
CFR Citation: 34 CFR 685.206(c)   
Legal Authority: Section 455(h) of the Higher Education Act of 1965, as amended   
Legal Deadline:  None
Action Date FR Cite
Notice of Intent to Establish Negotiated Rulemaking Committee  08/20/2015  80 FR 50588   
NPRM  06/00/2016 
Regulatory Flexibility Analysis Required: Yes  Government Levels Affected: Federal, Local, State 
Small Entities Affected: Governmental Jurisdictions  Federalism: No 
Included in the Regulatory Plan: No 
Public Comment URL:  
RIN Data Printed in the FR: Yes 
Agency Contact:
Annmarie Weisman
Department of Education
Office of Postsecondary Education
400 Maryland Avenue SW, Room 287-25,
Washington, DC 20202
Phone:202 453-6712