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HUD/OH RIN: 2502-AI94 Publication ID: Fall 2016 
Title: Housing Counseling Program: New Certification Requirements (FR-5339)  

HUD's housing counseling program provides, through HUD-approved counseling agencies and State housing finance agencies, including their affiliates and branches, counseling to individuals seeking information about financing, maintaining, renting, or owning a home. The Dodd-Frank Wall Street Reform and Consumer Protection Act amended the Housing Counseling statute to improve the effectiveness of housing counseling in HUD's programs by, among other things, requiring that the entities and individual counselors be certified by HUD as competent to provide such services. The statute requires that certification is based on an examination provided by HUD that the individual counselor must pass. The statute also prohibits distribution of grant funds to agencies found in violation of Federal election laws or who have employees found in violation of Federal election laws, and requires the reimbursement of grant funds for misuse of funds. HUD issued a proposed rule on September 13, 2013, to establish in regulation the reforms made by the Dodd-Frank Act. This final rule revises HUD's housing counseling program regulations to adopt the new requirements applicable to counseling agencies and individual counselors and revised HUD General Program requirements to reflect that any Housing Counseling required under or provided in connection with any program administered by HUD shall be provided only by organization and counselors certified by HUD to provide housing counseling. While the requirement to take and pass the certification examination is incorporated in the final rule, the availability of the examination will be announced by separate Federal Register notice, and HUD will provide a reasonable period of time for counselors to take and pass the examination and be certified.

Agency: Department of Housing and Urban Development(HUD)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: No  Unfunded Mandates: No 
CFR Citation: 24 CFR 214    24 CFR 5   
Legal Authority: 12 U.S.C. 1701x    42 U.S.C. 3535(d)   
Legal Deadline:  None
Action Date FR Cite
NPRM  09/13/2013  78 FR 56625   
NPRM Comment Period End  11/12/2013 
NPRM Comment Period Extended  11/06/2013  78 FR 66670   
NPRM Comment Period Extended End  12/13/2013 
Final Action  12/00/2016 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Bill Mckee
Deputy Director
Department of Housing and Urban Development
Office of Housing
Santa Ana Federal Building, 34 Civic Center Plaza, Room 7015,
Santa Ana, CA 92701
Phone:714 955-0818